WHAT WE REVIEW
Your complete financial picture
We perform an exhaustive analysis of your records to ensure every document speaks to your creditworthiness.
Business tax returns (2–3 years)
Verification of consistent earnings and historical performance.
Personal tax returns
Analysis of guarantor strength and outside income sources.
Profit & loss statements
Current year-to-date performance vs previous yearly benchmarks.
Balance sheets
Review of asset quality, leverage ratios, and liquidity position.
Debt schedules
Inventory of current obligations and repayment capacity analysis.
Bank statements (3–12 months)
Cash flow patterns and verification of liquidity reserves.
Collateral position
Assessment of asset values available to secure the facility.
WHAT YOU RECEIVE
Your readiness outcome
A clear calculation of your
maximum sustainable debt capacity.
Borrowing strength
Identification of potential lender
concerns before they become denials.
Risk flags
A step-by-step roadmap to clean up
financials and boost credit scores.
Action list
Professional organization of all
documents into a lender-ready format.